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Top Credit Card Processing Providers

You have to consider a few things when looking for credit card processors. They have to be transparent with pricing. A processing provider will help you speed up the checkout process for your customers. They also give your business a trustworthy and professional look. That is why this website reviews the best providers for you to choose the one that aligns with your business.

Last Updated December 2022

Merchant One banner
  • Best For - all kinds of businesses
  • Pricing - $6.95 monthly
  • E-Commerce Solutions - available

Merchant One accommodates businesses of all sizes. They have some of the most competitive prices, and they don't charge termination and PCI Compliance fees. They have state-of-the-art technology that will make your transactions effortless. Ensure you check out their point of sale and e-commerce tools.

Pros

Cons

Merchant One logo
Payment Cloud banner
  • Best for - New small businesses, merchants and high-risk takers
  • Rates - Averaging at 0.30%
  • Contract duration - Depends on the size of the company

Payment Cloud is the best merchant service for small startups. The merchant service also suits business models that operate in a high-risk industries such as the transport market, e-commerce, and diet programs. Payment Cloud boasts an excellent 98% approval rating zero cost comparison, as well as a quick gateway and account setup. The service also gives NFC, EMV, Swipe and contactless transactions – best for most merchants.

Payment Clouds has flexible policies that often appeal to merchants. For instance, you get zero cancellation fees, zero setup fees, and next-day payments. Furthermore, you can also get excellent same-day setup as well as 24/7 live technical customer support.

The merchant service is also popular, thanks to its impressive integration with a wide array of business apps, like Shopify, WordPress Woo, BigCommerce and more.

Pros

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Payment Cloud logo
Stax banner
  • Best For - start-ups and small businesses
  • Pricing - from $99 monthly
  • E-Commerce Solutions - available

Stax by Fattmerchant has a very high customer satisfaction rate. They are highly recommended for small businesses that want to grow their e-commerce sections. They eliminate surcharging by charging the credit card processing fees straight to the customers.

Pros

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Stax logo
Clover banner
  • Best For - point of sale solutions for small businesses
  • Pricing - $9.95 to $69.95
  • E-Commerce Solutions - available

Clover is a one-stop shop for all your POS and credit card processing needs. Small businesses benefit the most because the company grows with you. They also have merchant services, contactless payments, and various integrations.

Pros

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Clover logo
Pro Merchant banner
  • Best For - high-risk businesses
  • Pricing - custom rates
  • E-Commerce Solutions - available

Pro Merchant is an award-winning credit card processing company. They have a personalized support team to help you with any concerns. They can help you set up a thriving online store with multiple e-commerce tools. You can easily set up a merchant account through an application. Zero cost processing option is available for restaurants and retail.

Pros

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Pro Merchant logo
Payment Depot banner
  • Best For - established businesses
  • Pricing - $79 per month
  • E-Commerce Solutions - available

You don't have to worry about early termination fees and contracts when using Payment Depot credit card processing. They are very transparent with their prices and what the fees cover. Try the starter plan first before you advance. They support mobile, in-store, and online payment processes. They have popular business integrations, including apps like Shopify.

Pros

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Payment Depot logo
Square banner
  • Rating - 8.9
  • Common target users - Individuals and basic startups that need basic automation solutions.
  • Access and payment integration - common smartphone access and payment through credit cards, Apple and Google.
  • Costs - The solution charges around 3% and an additional $0.3 for every payment.
  • Free duration - The facility is accessible for extensive use without any monthly charges.

Square is a comprehensive way to manage businesses processes, including digital invoices and billing estimates. The solution collects and accepts payment solutions through online means and app-based solutions. Subsequently, it is an excellent way to save on processes, especially among regular clients in the business. The solution also incorporates digital receipts that help to track operations and appraise performance while keeping tabs with activity, all on the go. The solution does all this for free without paying monthly fees.

Pros

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Square logo
Top 7 Credit Card Processing Providers

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