Top Credit Card Processing Providers
Top Credit Card Processing Providers
Last Updated January 2026
BEST OF THE BEST
# 1
# 1 ranking out of 6
DESCRIPTION
Merchant One accommodates businesses of all sizes. They have some of the most competitive prices, an...
FEATURES
- Best For - all kinds of businesses
- Pricing - $6.95 monthly
- E-Commerce Solutions - available
Pros
- There are no extra PCI compliance fees; everything is included in the monthly fee.
- Merchant One grows with your business
# 2
# 2 ranking out of 6
DESCRIPTION
Payment Cloud is the best merchant service for small startups. The merchant service also suits busin...
FEATURES
- Best for - New small businesses, merchants and high-risk takers
- Rates - Averaging at 0.30%
- Contract duration - Depends on the size of the company
Pros
- Zero application and setup fees
- Perfect for high-risk industries
- Excellent integration with apps
# 3
# 3 ranking out of 6
DESCRIPTION
Stax by Fattmerchant has a very high customer satisfaction rate. They are highly recommended for sma...
FEATURES
- Best For - start-ups and small businesses
- Pricing - from $99 monthly
- E-Commerce Solutions - available
Pros
- Advanced payment processing solutions
- It eliminates the need to work with multiple vendors
# 4
# 4 ranking out of 6
DESCRIPTION
Pro Merchant is an award-winning credit card processing company. They have a personalized support te...
FEATURES
- Best For - high-risk businesses
- Pricing - custom rates
- E-Commerce Solutions - available
Pros
- Reliable customer support
- Advanced e-commerce tools
# 5
# 5 ranking out of 6
DESCRIPTION
You don't have to worry about early termination fees and contracts when using Payment Depot credit c...
FEATURES
- Best For - established businesses
- Pricing - $79 per month
- E-Commerce Solutions - available
Pros
- No cancelation fees
- Useful integrations
- Competitive rates
# 6
# 6 ranking out of 6
DESCRIPTION
Square is a comprehensive way to manage businesses processes, including digital invoices and billing...
FEATURES
- Rating - 8.9
- Common target users - Individuals and basic startups that need basic automation solutions.
- Access and payment integration - common smartphone access and payment through credit cards, Apple and Google.
- Costs - The solution charges around 3% and an additional $0.3 for every payment.
- Free duration - The facility is accessible for extensive use without any monthly charges.
Pros
- Automated processing and management of both bills and invoices.
- Versatile usage through mobile and app-based access to the solution for business
- Free usage without recurring costs and monthly fees.
You have to consider a few things when looking for credit card processors. They have to be transparent with pricing. A processing provider will help you speed up the checkout process for your customers. They also give your business a trustworthy and professional look. That is why this website reviews the best providers for you to choose the one that aligns with your business.