Top Credit Card Processing Providers
Clover Merchant Services
Merchant One
Payment Cloud
Stax
Pro Merchant
Payment Depot
Square
Top Credit Card Processing Providers
Clover Merchant Services
Merchant One
Payment Cloud
Stax
Pro Merchant
Payment Depot
Square
Last Updated December 2025
BEST OF THE BEST
# 1
# 1 ranking out of 7
DESCRIPTION
Clover is a one-stop shop for all your POS and credit card processing needs. Small businesses benefi...
FEATURES
- Best For - Businesses in need of comprehensive payment processing solutions and top-notch customer support
- Rating - 4.5/5
Pros
- Comprehensive payment processing solutions for credit cards, debit cards, and mobile payments
- Customizable features and user-friendly interfaces for easy management
- Secure transactions with advanced encryption and fraud protection measures
- Reliable customer support and technical assistance for prompt resolution of issues
# 2
# 2 ranking out of 7
DESCRIPTION
Merchant One accommodates businesses of all sizes. They have some of the most competitive prices, an...
FEATURES
- Best For - all kinds of businesses
- Pricing - $6.95 monthly
- E-Commerce Solutions - available
Pros
- There are no extra PCI compliance fees; everything is included in the monthly fee.
- Merchant One grows with your business
# 3
# 3 ranking out of 7
DESCRIPTION
Payment Cloud is the best merchant service for small startups. The merchant service also suits busin...
FEATURES
- Best for - New small businesses, merchants and high-risk takers
- Rates - Averaging at 0.30%
- Contract duration - Depends on the size of the company
Pros
- Zero application and setup fees
- Perfect for high-risk industries
- Excellent integration with apps
# 4
# 4 ranking out of 7
DESCRIPTION
Stax by Fattmerchant has a very high customer satisfaction rate. They are highly recommended for sma...
FEATURES
- Best For - start-ups and small businesses
- Pricing - from $99 monthly
- E-Commerce Solutions - available
Pros
- Advanced payment processing solutions
- It eliminates the need to work with multiple vendors
# 5
# 5 ranking out of 7
DESCRIPTION
Pro Merchant is an award-winning credit card processing company. They have a personalized support te...
FEATURES
- Best For - high-risk businesses
- Pricing - custom rates
- E-Commerce Solutions - available
Pros
- Reliable customer support
- Advanced e-commerce tools
# 6
# 6 ranking out of 7
DESCRIPTION
You don't have to worry about early termination fees and contracts when using Payment Depot credit c...
FEATURES
- Best For - established businesses
- Pricing - $79 per month
- E-Commerce Solutions - available
Pros
- No cancelation fees
- Useful integrations
- Competitive rates
# 7
# 7 ranking out of 7
DESCRIPTION
Square is a comprehensive way to manage businesses processes, including digital invoices and billing...
FEATURES
- Rating - 8.9
- Common target users - Individuals and basic startups that need basic automation solutions.
- Access and payment integration - common smartphone access and payment through credit cards, Apple and Google.
- Costs - The solution charges around 3% and an additional $0.3 for every payment.
- Free duration - The facility is accessible for extensive use without any monthly charges.
Pros
- Automated processing and management of both bills and invoices.
- Versatile usage through mobile and app-based access to the solution for business
- Free usage without recurring costs and monthly fees.
Clover Merchant Services
Merchant One
Payment Cloud
Stax
Pro Merchant
Payment Depot
Square
You have to consider a few things when looking for credit card processors. They have to be transparent with pricing. A processing provider will help you speed up the checkout process for your customers. They also give your business a trustworthy and professional look. That is why this website reviews the best providers for you to choose the one that aligns with your business.