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Top Credit Card Processing Providers

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Last Updated April 2025

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Clover Merchant Services

# 1



DESCRIPTION


Clover Merchant Services

Clover is a one-stop shop for all your POS and credit card processing needs. Small businesses benefi...

FEATURES


  • Best For - Businesses in need of comprehensive payment processing solutions and top-notch customer support
  • Rating - 4.5/5

Pros


  • Comprehensive payment processing solutions for credit cards, debit cards, and mobile payments
  • Customizable features and user-friendly interfaces for easy management
  • Secure transactions with advanced encryption and fraud protection measures
  • Reliable customer support and technical assistance for prompt resolution of issues
Widely Recommended Option
Merchant One

# 2



DESCRIPTION


Merchant One

Merchant One accommodates businesses of all sizes. They have some of the most competitive prices, an...

FEATURES


  • Best For - all kinds of businesses
  • Pricing - $6.95 monthly
  • E-Commerce Solutions - available

Pros


  • There are no extra PCI compliance fees; everything is included in the monthly fee.
  • Merchant One grows with your business
Payment Cloud

# 3



DESCRIPTION


Payment Cloud

Payment Cloud is the best merchant service for small startups. The merchant service also suits busin...

FEATURES


  • Best for - New small businesses, merchants and high-risk takers
  • Rates - Averaging at 0.30%
  • Contract duration - Depends on the size of the company

Pros


  • Zero application and setup fees
  • Perfect for high-risk industries
  • Excellent integration with apps
Stax

# 4



DESCRIPTION


Stax

Stax by Fattmerchant has a very high customer satisfaction rate. They are highly recommended for sma...

FEATURES


  • Best For - start-ups and small businesses
  • Pricing - from $99 monthly
  • E-Commerce Solutions - available

Pros


  • Advanced payment processing solutions
  • It eliminates the need to work with multiple vendors
Pro Merchant

# 5



DESCRIPTION


Pro Merchant

Pro Merchant is an award-winning credit card processing company. They have a personalized support te...

FEATURES


  • Best For - high-risk businesses
  • Pricing - custom rates
  • E-Commerce Solutions - available

Pros


  • Reliable customer support
  • Advanced e-commerce tools
Payment Depot

# 6



DESCRIPTION


Payment Depot

You don't have to worry about early termination fees and contracts when using Payment Depot credit c...

FEATURES


  • Best For - established businesses
  • Pricing - $79 per month
  • E-Commerce Solutions - available

Pros


  • No cancelation fees
  • Useful integrations
  • Competitive rates
Square

# 7



DESCRIPTION


Square

Square is a comprehensive way to manage businesses processes, including digital invoices and billing...

FEATURES


  • Rating - 8.9
  • Common target users - Individuals and basic startups that need basic automation solutions.
  • Access and payment integration - common smartphone access and payment through credit cards, Apple and Google.
  • Costs - The solution charges around 3% and an additional $0.3 for every payment.
  • Free duration - The facility is accessible for extensive use without any monthly charges.

Pros


  • Automated processing and management of both bills and invoices.
  • Versatile usage through mobile and app-based access to the solution for business
  • Free usage without recurring costs and monthly fees.
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You have to consider a few things when looking for credit card processors. They have to be transparent with pricing. A processing provider will help you speed up the checkout process for your customers. They also give your business a trustworthy and professional look. That is why this website reviews the best providers for you to choose the one that aligns with your business.