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Best Credit Help Services

Credit Help Services systems can benefit your business in many ways, with a number of important features and functions. With COVID-19 constantly changing the rules of the game, the features offered by the latest Credit Help Services systems can keep you ahead of the competition, so look out for special New Year deals and make sure your business is ready for whatever Credit Help Services has in store.

Last Updated January 2023

Credit Saint banner
  • Monthly fee - $79.99 - $119.99
  • Set-up fee - $99 - $195

Credit Saint has gained a high reputation in the credit Help services after over seventeen years of business. The company offers three main comprehensive and affordable packages that range from $79.99 to $119.99 per month. Minimum Set-up fee of $99.

Credit Saint Packages vary based on the number of claims addressed per month. They range from Credit Polish, the basic plan that addresses disputes of five claims a month, to the Clean Slate plan, which offers an unlimited claims solution.

Credit Saint Services seeks to repair its customers’ credits by removing items from their credit reports to increase their scores. Some things they help solve include judgments _late payments, repossessions, collections, credit inquiries, liens, and bankruptcies.

Credit Saint has clear policies, including a ninety-day money-back guarantee. Clients are free to cancel their subscription within ninety days whenever they feel that none of the irregular items in their credit are being addressed.



Credit Saint logo
Sky Blue banner
  • Monthly fee - $79 for individuals, $119 for couples
  • Set-up fee - $79, $119 for a couple

Sky Blue Credit help has been in business for over thirty years. The company offers a unique and affordable single credit-repair service plan that entails all the necessary support to clean up a credit report.

Sky Blue service packages do not require upgrades to expensive plans. The company charges a one-time set-up fee of $79 and a monthly subscription of $79, giving clients access to detailed credit-report analysis and customized dispute letters.

Sky Blue offers a 50% discount to one member of a couple that has subscribed together. The company has a 90-days refund policy. Clients unsatisfied with the services provided can claim a refund within ninety days.

Sky Blue allows customers to pause their subscriptions online. You will not get charged the monthly subscription fees during the paused period. The flexibility of pausing and resuming accounts helps clients save on frequent start-up fees.



Sky Blue logo
Lexington Law banner
  • Monthly Fee - $95.95 - $139.95
  • Set-up fee - $89.95 - $129.95

Lexington Law is a trusted credit help company that has been in business for more than fifteen years. The company offers nationwide services to all states except Oregon.

Lexington Law is a law firm devoted to helping clients address and effectively solve credit report discrepancies. As the name suggests, the Lexington Law staff is mainly comprised of paralegals and attorneys.

The Lexington Law legal team is available seven days a week and offers personalized support beyond regular working hours. The company provides a mobile app that allows clients to track their credit progress, from credit score analysis, and dispute updates, to personalized counseling.

Lexington Law has three service package plans ranging between $95.85 and $139.95 per month, which include creditor interventions and credit dispute services. The company offers a 50% first-work fee discount for veterans and active military. Lexington Law also gives a household 50% discount to spouses that sign up for the services together.



Lexington Law logo
Creditrepair.com banner
  • Monthly fee - $49.95 - $119.95
  • Set-up fee - An amount equal to a monthly fee

Creditrepair.com has been in service since 2012. The company is dedicated to helping customers address their credit report discrepancies with their relevant credit bureaus and monitor its clients’ credit.

Creditrepair.com offers three main service package plans that range from $49.95 to $119.95. Clients are also charged a start-up fee equivalent to the monthly charges of the service plan they opt for. However, all the packages include credit monitoring services. The company also offers free consultations to customers.

Creditrepair.com offers an array of credit repair/help services to better its clients’ credit scores. Some questionable items the company helps remove from clients’ credit reports include judgments, collections, late payments, bankruptcies, charge-offs, repossessions, and out-of-date items.

Creditrepair.com offers three service packages. However, clients with significant discrepancies in their credit reports should consider going for the highest package plan that starts at $119.95 per month.



Creditrepair.com logo
Ovation banner
  • Monthly fee - $79 - $109
  • Set-up fee - $89

Ovation Credit Service has been in operation for over forty-five years, thus building a solid reputation and experience in credit repair services. Ovation offers clients two main affordable service packages, Essential and Essential Plus.

The Essential package, charged at $79 per month, is meant to serve clients on a tight budget. Essential Plus package costs $30 higher and gives access to unlimited challenge validation, credit monitoring, and creditor goodwill letters. However, both package plans charge a one-time start-up fee of $89.

Ovation Credit gives free consultation services to clients and a fair no-risk refund and discount policy. The company provides a 10% discount to senior and military members and a 20% discount to couples. Ovation also gives referral discounts.

Ovation Credit has a clear refund policy that relieves clients from paying their monthly subscription fees whenever the company fails to meet its agreed-upon services.



Ovation logo
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