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Best Homeowners Insurance

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Last Updated December 2022

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crown iconBEST OF THE BEST
Lemonade

# 1



DESCRIPTION


Lemonade

Lemonade homeowner Insurance Company has been in operation since 2015. The company is determined to...

FEATURES


  • Our Pick For - Fast Claims Process
  • A.M. Best Rating - N/A
  • JD Power Rating - N/A

Pros


  • The company has swift quotes and claim payments
  • The client's unused claim money is donated to a non-profit chosen by the client
  • Lemonade home insurance charges a flat rate administration fee and low monthly premiums.
  • The company has a Demotech Financial Stability Rating of A
BEST BANG FOR THE BUCK
Liberty Mutual

# 2



DESCRIPTION


Liberty Mutual

Liberty Mutual homeowner insurance company has been operating for more than 110 years with an A fina...

FEATURES


  • Our Pick For - Discounts
  • A.M. Best Rating - A
  • JD Power rating - 806/1,000

Pros


  • Liberty Mutual home insurance offers comprehensive discounts for new homes, online purchases, and more.
  • The company has a comprehensive mobile app.
  • Liberty Mutual has add-on options and customizable policies.
Allstate

# 3



DESCRIPTION


Allstate

Allstate has provided insurance services since 1932 and has not restricted its services to only home...

FEATURES


  • Our Pick For - Extended Coverage
  • A.M. Best Rating - A+
  • J.D. Power Rating - 829/1,000

Pros


  • There are available discounts for being claims-free.
  • The company has an A+ rating from A.M. Best.
  • Allstate has a Host advantage add-on available for home renting or sharing.
Policygenius

# 4



DESCRIPTION


Policygenius

Shoppers can compare providers that include homeowners insurance companies Policygenius online insur...

FEATURES


  • A.M. Best Rating - A
  • JD Power Rating - 3/5
  • Market Share - 1.17%

Pros


  • Easy comparison shopping
  • Availability of helpful resources
  • Policygenius is an independent broker
  • Policygenius offers its services across the U.S
Progressive

# 5



DESCRIPTION


Progressive

Progressive home insurance is among the country's largest auto insurance companies. The company offe...

FEATURES


  • Our Pick - A+
  • A.M. Best Rating - A+
  • JD Power Rating - NR
  • Market Share - 1.42%

Pros


  • The Home quote explore tool allows for quote comparison by many companies
  • The flexibility of insurance providers from a pool of options
  • The company offers purchase discounts for recently bought houses.
Top 5 Homeowners Insurance Providers
Best Homeowners Insurance

Advertisers and marketers have flooded this internet with tons of Homeowners Insurance that claim to be the best. It can be hard to know which one is the best out of all those options. This article will give you a list of 5 Homeowners Insurance so you can make an educated decision before choosing what’s right for you.