Policygenius

Shoppers can compare providers that include homeowners insurance companies Policygenius online insurance marketplace. The company matches homeowners with a selection of providers after they answer a brief questionnaire on the website so that they can compare coverage and quotes. Assistance is offered by licensed agents 24/7 by chat.

The explanations Policygenius provides on the components of homeowners insurance and what to look for in a policy are easy to understand. Clients can find answers to their questions, get advice on how much coverage to buy, see average rates by state and learn about cost factors. According to Policygenius, using the site saves shoppers an annual average of $1,055.

The annual average cost of homeowners insurance is about $1250 or a little over $100 monthly, according to Policygenius. Among other factors, the policy price depends on your claims history; the age, size, and build of your home; where you live; and the amount of coverage you get.

Shopping for home insurance through Policygenius is beneficial as you can compare prices without requesting quotes from multiple providers. The company has licensed agents to help you 12 hours a day and chat 24/7.

You can contact a licensed Policygenius agent to help you compare various company insurance discounts. Standard discounts include a newly constructed home with protective devices, bundling home and auto insurance savings, claims-free for a given time, and full payment for a year of coverage. Another way to lower your premium has a plan with a higher deductible, according to Policygenius.