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Best Merchant Services

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Last Updated May 2024

The order in which companies appear on this page on Comparison411.com is influenced by the compensation received from those companies.

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crown iconBEST OF THE BEST
Stax

# 1



DESCRIPTION


Stax

If you’re a small business that transacts heavily, then Stax is a good start. Stax sells monthly con...

FEATURES


  • Best for - Small businesses that transact heavily
  • Rates - $99 every month plus $0.08 for every swiped payment or $0.15 per entered payment
  • Contract duration - Monthly

Pros


  • Zero transaction fees
  • Digital dashboard (Stax Pay)
  • 24/7 customer service
Widely Recommended Option
Payment Depot

# 2



DESCRIPTION


Payment Depot

Payment Deport makes membership pricing to make credit card processing affordable and simple for use...

FEATURES


  • Best For - businesses with a processing value of at least $ 15,000
  • Rates - start from $ 49 per month
  • Contract duration - no contracts

Pros


  • Month-to-month billing, no contracts
  • Transparent membership pricing
  • Great customer support
  • No cancelation fees
  • Easy to switch plans
Clover Merchant Services

# 3



DESCRIPTION


Clover Merchant Services

Clover is a one-stop shop for all your POS and credit card processing needs. Small businesses benefi...

FEATURES


  • Best For - Businesses in need of comprehensive payment processing solutions and top-notch customer support
  • Rating - 4.5/5

Pros


  • Comprehensive payment processing solutions for credit cards, debit cards, and mobile payments
  • Customizable features and user-friendly interfaces for easy management
  • Secure transactions with advanced encryption and fraud protection measures
  • Reliable customer support and technical assistance for prompt resolution of issues
Helcim

# 4



DESCRIPTION


Helcim

Helcim is one of the best credit card processors for small businesses that process more than $5000 m...

FEATURES


  • Best for - Small businesses doing credit card processing
  • Rates - Starting at 0.30%
  • Contract duration - Month to month

Pros


  • The fees are transparent and upfront, no hidden fees
  • Has a rate guarantee and will not increase the fees for the length of your contract
  • Has many different methods of accepting payment
  • There is no application fee, setup fee, or termination fee.
ProMerchant

# 5



DESCRIPTION


ProMerchant

ProMerchant is the right choice for small businesses who operate in high-risk industries. The mercha...

FEATURES


  • Best for - High-risk businesses, small businesses
  • Rates - Starts at 0.50%
  • Contract duration - Monthly

Pros


  • Monthly contracts
  • Excellent reputation
  • Same-day approval
CardX

# 6



DESCRIPTION


CardX

CardX provides its merchants with different payment processing options, both online and in-person, w...

FEATURES


  • Best For - Businesses that want a simple and easy payment processing service.
  • Starting Price - $29
  • Free Trial - Available
  • Rating - 4.5/5

Pros


  • No interest charged on credit cards
  • Open and honest pricing
  • Superior and prompt client service
Merchant One

# 7



DESCRIPTION


Merchant One

MerchantOne offers everything from an entire POS system to a card swiper for your mobile devices. Th...

FEATURES


  • Best For - full-service credit card processing
  • Rates - starts at 0.29%
  • Contract duration - 3 years

Pros


  • The system is easy to use and set up
  • The approval process is lenient
  • No termination fees
  • No equipment leases
  • Interchange-plus pricing available
  • Card processing options for online, mobile, and in-person payments
Flagship

# 8



DESCRIPTION


Flagship

Flagship is your best bet if you’re a small business owner. Flagship merchant service best identifie...

FEATURES


  • Best for - Small businesses, E-commerce businesses, short contracts
  • Rates - Starts at 0.35%
  • Contract duration - Monthly basis

Pros


  • Voted as the leading merchant service
  • Offers low processing rates
  • Monthly contracts
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The best merchant account service lets you receive credit and debit card payments both online and in person from your clients. Additionally, you also get extra payment processing tools like virtual terminals, point-of-sale (POS) systems, payment gateways and card-reading devices. Merchant accounts can also be categorized into four segments, including local, offshore, direct and high risk. Our top 10 picks will help you to identify the best merchant services for your payment transactions.

Advertisers and marketers have flooded this internet with tons of Merchant Services that claim to be the best. It can be hard to know which one is the best out of all those options. This article will give you a list of 8 Merchant Services so you can make an educated decision before choosing what’s right for you.