quoraLeaders - Comparison411.com
Comparison411 logo


Leaders is a powerhouse in the merchant service industry. The company serves an extensive customer base that keeps growing every day. Offers low rates, impressive value-added services, and more.

Leaders hero

Leaders Review

Leaders is an excellent merchant service choice if you enjoy low rates. The card processing service is part of Paysafe Group and has operated for 20 plus years. Leaders is popular among several businesses, thanks to its low rates. Moreover, Leaders has an impressive approval rating of 98% - an encouraging aspect to consider when choosing a merchant service.

Leaders also sells a policy that can boost your confidence in them. It states that if its package can’t save you money within 6 months of your contract, you’ll get a $500 compensation fee. Best part, Leaders works well with Clover POS system as well as QuickBooks. You also get unbeatable 24/7 customer support and a vast knowledge-based system with useful information to help you troubleshoot any problem. What’s more, Leaders offers extra value-added services like cash advances, gift cards, loyalty programs, and POS systems.



Merchant service

Works best with:

  • Business models that accept multiple payment options, including credit card transactions
  • E-commerce businesses that want to accept online payments

What you get from Leaders merchant service:

  • Merchant account services
  • Online credit/debit card processing
  • Business cash advances
  • POS systems
  • NFC & Mobile wallet payments
  • Swiped &EMV credit/debit card readers
  • Loyalty card app
  • QuickBooks integrations
  • Payroll system

At Glance

Best for Low rates, value-added services.
Rates Starting at 0.15%
Contract duration 3 years
Free equipment Yes
Same-day approval Yes
Same-day funding No
Customer support 24/7 Friendly service
Base of operation California, US

Our "Leaders merchant service review" explores the features and price rates the company offers. We also look at its customer support, and the test its integration with popular POS systems like Apple Pay, Samsung Pay, and Google Pay. As such, you can count on our honesty and thorough review of Leaders as a credit card processor

Pricing (Software & Hardware)

Leaders offers the cheapest custom rates in the industry. Your rates will be influenced by a couple of factors, including the number of sales you make a day/month, the type of business model, and the industry you’re in.

Here’s a list to some of the rates that Leaders charges:

  • PCI Compliance fee goes for $129 every 12 months
  • Monthly service fee estimated at $7.95
  • Key cards rates starting at 1.79%
  • Swiped cards starting at 0.15%
  • The company also sells multiple well-reputed hardware you can purchase directly from the website. For instance, Leaders works with the Clover POS system, as such, you also get the confirmation of the manufacturer’s name of the hardware you’re getting.

We’ve listed some of the hardware you can get from the Leaders site:

  • Clover POS system
  • Clover Mini
  • Clover Flex
  • Clover Go All-in-one
  • VeriFone Vx520 DC Terminal
  • VeriFone Vx680 Terminal
  • VeriFone Vx805
  • PAX300 Retail PIN pad
  • PAX300 S80 Countertop payment terminal
  • First Data FD130 DC Terminal
  • PAX S80 FD130 DUO DC Terminal & FD35 PIN pad
  • Walker 2.0 EMV Mobile Credit Card Reader
  • Virtual Terminal shopping cart.

Benefits from using Leaders

Leaders excels in terms of the special features it offers its users – something that gives them edge over its competitors. Let us look at the top benefits you can get from Leaders:

Signup bonus

Leaders gifts its new clients with a generous signing bonus. The service gifts you either one of a free EMV credit card terminal, a free payment gateway or a mobile credit card reader. Therefore, if your business does heavy transactions a day, getting these extra hardware is a big plus.

Very low rates

Leaders gives its customers the lowest rates when compared to its competitors in the industry. You get rates that go low as 0.15%. The rates you get are dependent on your business requirements, the types of payments you accept, and more.

$500 Assurance Guarantee

Leaders offers a very convincing assurance guarantee. The merchant service promises that you’ll get a free $500, no questions asked, if you don’t end up saving money while using their service. This is a very pleasing program, and the guarantee is a show of confidence from Leaders that their service will save you money.

Fast, high approval rates

Leaders keeps its initial requirements low, making application less tedious and fast. Once you make your registration application, you can same-day approval. Leaders doesn’t scrutinize much into your type of business model – as long as you provide proof of ownership, your application will go through instantly. What’s more, Leaders has a whopping 98% approval rating.


Leaders also identifies as a one-stop shop. You can all the merchant services, including hardware systems (like Clover POS system), credit processing terminals to your business accounts and other gateways. Moreover, Leaders provides extra services, like website design and integration – a rare service from a merchant service. Thanks to this, your new/ small business can benefit from this if you’re on a budget. Unfortunately, Leaders doesn’t offer same-day funding.

How to get started with Leaders

Getting started with Leaders is effortless and the whole process takes less time. Leaders doesn’t demand that you go to their physical offices to register, however, a short navigation to their official website should get you going. Moreover, if you want to speak to one of their agents, you can get the contact details on the site.

Noteworthy, you must have the official documentation of your business to prove ownership. The whole application and signup is done online. You’ll also need to scan all your business documents directly on the online application form – zero printing required.

The moment your application is approved, Leaders will send you your login details to activate your new terminal and e-commerce software. Once you’ve gone through the whole process successfully, you can now start accepting credit/debit card payments. Best part, the whole process takes 3 to 5 business days to finish.

Customer Support

Leaders sports an unbeatable customer support system. They offer a 24/7 support, and you get to chat with a human agent if you have a pressing issue. Noteworthy, the support agents are very friendly and equally knowledgeable, as they help you understand the service without hassle.

You can call their support using a toll-free line that is on the website. Alternatively, you can fill in a contact form and specify the type of support you need – either general inquiry or tech support.

Bottom Line

Leaders is a major force in the merchant service industry. The company serves an extensive customer base that keeps growing every day. After reviewing the service, we can confirm that it offers an array of top features and benefits that you’ll otherwise not get from its competitors. What’s more the company’s ability to give unique benefits like website design and payment gateways is a major boost. Enjoy same-day approvals, 24/7 friendly and informed customer support and save your money with their very low rates – all the while having the ability to accept money via multiple options. The best part, its $500 assurance program makes, Leaders the company to beat.