Best Mortgage Refinance Services

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Last Updated September 2022

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crown iconBEST OF THE BEST
Quicken Loans

# 1



DESCRIPTION


Quicken Loans

Quicken Loans, which now goes under the name Rocket Mortgage, is a mortgage lender that operates in...

FEATURES


  • Minimum Down Payment - 3%
  • Minimum Credit Score - 580
  • Rating - 4.5/5

Pros


  • The service provider accepts a 620-credit goal as a bare minimum, while the FHA requires a 580 score.
  • Provides adjustable-rate and fixed-term mortgages, in addition to cash-out options.
  • Loans approved by the federal government, state and local governments, and the private sector
New American Funding

# 2



DESCRIPTION


New American Funding

New American Funding, which has its headquarters in Orange County, California, has more than 170 reg...

FEATURES


  • Best For - Borrowers from underserved areas or those interested in specialized loans
  • Rating - 4.8/5
  • Minimum Credit Score - 620 for conventional loans.

Pros


  • Give preference to lending to underrepresented groups
  • Promotes the current market price by posting it online
  • Outstanding Trustpilot ratings from satisfied customers
LoanDepot

# 3



DESCRIPTION


LoanDepot

LoanDepot is one of the most well-known brands in the mortgage industry, despite only having been ar...

FEATURES


  • Best For - Consumers seeking a digital loan experience with access to in-person support at over 200 locations in the United States.
  • Rating - 4.5/5
  • Minimum Credit Score - 580

Pros


  • Costs of refinancing are waived for current clients.
  • Provides a digital solution for the complete loan procedure with its Mello smart loan product.
  • A national network of around 200 locations
AmeriSave

# 4



DESCRIPTION


AmeriSave

All states, excluding New York, are covered by the Amerisave Mortgage Corporation service area. They...

FEATURES


  • Best For - Prospective borrowers who want fast prequalification and access to valuable materials.
  • Minimum Credit Score - 580
  • Rating - 4.8/5

Pros


  • You may get it in every state in the US except New York and Washington.
  • Quick prequalification and personalized rate quotes without a credit check in most cases.
  • Provides a simple fee and pricing structure
  • The average closing period lasts 25 days.
Magnolia Bank

# 5



DESCRIPTION


Magnolia Bank

Magnolia Bank is one of the top 20 banks' first starters in the United States, with headquarters in...

FEATURES


  • Minimum Credit Score - 620
  • Application Fee - Not available
  • Rating - 4.5/5

Pros


  • A+ rating with the BBB
  • Provides an easy pricing.
Top 5 Mortgage Refinance Providers
Best Mortgage Refinance Services

Advertisers and marketers have flooded this internet with tons of Mortgage Refinance that claim to be the best. It can be hard to know which one is the best out of all those options. This article will give you a list of 5 Mortgage Refinance so you can make an educated decision before choosing what’s right for you.