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Best Motorcycle Insurance

It would be best if you had motorcycle insurance to protect yourself, your bike, and others. A motorbike insurance policy is required by law in most states, and yearly premiums may cost anything from several hundred to thousand dollars. Read on to find out which companies are the best option for motorbike insurance.

Last Updated March 2024

Dairyland banner
  • Best For - High-risk riders with challenging riding histories
  • Rating - 4.1/5

Dairyland Motorcycle Insurance is a specialized insurance provider that offers coverage to motorcycle riders across the United States. The company has provided insurance for over 50 years and is known for its affordable rates and excellent customer service. The company offers a range of coverage options, including liability, collision, and comprehensive coverage. Customers can also add coverage for accessories, roadside assistance, and more.

One of the standout features of Dairyland Motorcycle Insurance is its commitment to providing coverage for all types of riders, including those with a less-than-perfect driving record. The insurance firm offers specialized policies for high-risk riders, making it an excellent choice for anyone who has had trouble finding affordable coverage elsewhere.

Dairyland Motorcycle Insurance also offers a range of deductions to help customers save money on their premiums. Discounts are available for completing a motorcycle safety course, having multiple policies with Dairyland, and more.

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Dairyland logo
CarInsurance.net banner
  • Best For - Conveniently finding competitive motorcycle insurance rates
  • Rating - 4.2/5

The Bellevue, Washington-based auto insurance business Assurance IQ, LLC owns CarInsurance.net. The BBB has approved the company and possesses an A+ rating. CarInsurance.net simplifies the process of comparing auto insurance quotes from several providers to help you choose the policy that best fits your needs and budget. No money is required to utilize CarInsurance.net. Foremost Insurance Company, United States Fire Insurance Company, and other insurance providers work with Carinsurance.net to give you competitive estimates.

While there is no cost for using this service, you may get unsolicited communications from local insurance agencies due to sharing your information with them. The site has a searchable database, a contact page, and detailed terms and conditions.

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CarInsurance.net logo
Harley-Davidson Insurance banner
#3

Harley-Davidson Insurance

  • Best For - Enthusiasts looking for specialized Harley coverage
  • Rating - 4.4/5

Harley-Davidson Motorcycle Insurance offers comprehensive coverage for Harley-Davidson riders in the United States. The insurance is underwritten by leading insurance companies, providing customers with various coverage options to meet their specific needs. The company offers liability, collision, comprehensive, and uninsured/underinsured motorist coverage. Liability coverage is mandatory in most states, and it covers damages or injuries to other parties if the policyholder is at fault in an accident.

Collision coverage covers damages to the policyholder's motorcycle in the event of an accident. Comprehensive coverage covers damages to the motorcycle from non-accident-related incidents, such as theft or vandalism. Uninsured/underinsured motorist coverage covers damages or injuries to the policyholder in an accident with a driver without insurance coverage.

Similarly, the company offers additional coverage options, such as accessory coverage, roadside assistance, and trip interruption coverage. The insurance company also discounts safe riding, multiple motorcycles, and completing a motorcycle safety course.

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Harley-Davidson Insurance logo
AgileRates banner
  • Best For - Finding the best coverage at affordable prices
  • Rating - 4.3/5

Miami-based comparison service Agile Rates links drivers in all 50 states to providers through a network of independent partners. The providers’ licensed representatives will contact customers once they fill out some basic information so they can go through their alternatives. Because Agile Rates is an internet insurance marketplace, users can easily shop for the best deal.

There are two methods by which they promote their recommended partners. Agile Rates has a certified agent get in touch with you through phone or email after you fill out some basic personal information and details about your existing automobile and insurance coverage. In addition to providing rates, Agile Rates also connect users with local service providers.

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AgileRates logo
Experian banner
  • Best For - Riders managing their finances and seeking better insurance rates
  • Rating - 4.0/5

Experian offers car insurance services to customers through its partnership with the insurance broker Confused.com. Experian car insurance provides a range of driver coverage options, including third-party only, third-party fire and theft, and comprehensive policies. Customers can also choose to add optional extras such as breakdown cover, legal expenses cover, and personal accident cover to their policy.

Experian car insurance offers competitive pricing and a range of discounts to help customers save on their premiums. They also provide a 24-hour claims service to ensure that customers receive assistance when they need it most. With its partnership with Confused.com, Experian can offer a wide range of policies and options to suit the needs of different drivers.

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Experian logo
SolidQuote banner
  • Best For - Streamlining the process of finding the right coverage
  • Rating - 4.2/5

SolidQuote.com is a comprehensive online platform perfect for individuals who are new to buying insurance and want to compare their options. With a user-friendly interface and intuitive design, SolidQuote.com simplifies the process of exploring and selecting insurance coverage.

Through its network of trusted independent partners, SolidQuote.com connects users with licensed representatives who will reach out to provide personalized quotes based on the information provided. This allows newcomers to easily navigate their insurance alternatives and find the best deal.

SolidQuote.com goes beyond simply providing rates. They also facilitate connections with local service providers, ensuring that users have access to the support they need throughout the insurance shopping journey.

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SolidQuote logo
Boundless Rider banner
  • Best For - Budget-conscious riders seeking robust coverage
  • Rating - 4.2/5

Boundless Rider is a motorcycle insurance provider that provides coverage to United States riders. With Boundless Rider, you can choose from various coverage options, including liability, collision, and comprehensive coverage. Their customizable policies allow you to select the coverage that best suits your needs. In addition to their standard coverage options, Boundless Rider offers additional coverage options, such as trip interruption coverage, accessory coverage, and replacement cost coverage. These options provide additional protection and peace of mind for riders.

Boundless Rider also offers discounts for riders who have completed motorcycle safety courses or are members of certain motorcycle organizations. They also offer a multi-bike discount for those who insure more than one motorcycle with them. With Boundless Rider, you can rest assured that you are getting quality coverage at a competitive price. Their customer service team is available to answer any questions or concerns you may have about your policy.

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Boundless Rider logo
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