The Best Personal Loans Services
Personal Loans 365
Lending Tree
Quicken Loans (Personal Loans)
One Loan Stop
Lending Club
MaxLoan365
ZippyLoan
VivaLoan
NetLoanExpress
Liberty Loan USA
BetterLoan
SnappyLend
NerdWallet
Financial Help For Families
Credible (Personal Loan)
Figure
SoFi
Big Think Capital
The Best Personal Loans Services
Personal Loans 365
Lending Tree
Quicken Loans (Personal Loans)
One Loan Stop
Lending Club
MaxLoan365
ZippyLoan
VivaLoan
NetLoanExpress
Liberty Loan USA
BetterLoan
SnappyLend
NerdWallet
Financial Help For Families
Credible (Personal Loan)
Figure
SoFi
Big Think Capital
Last Updated January 2026
BEST OF THE BEST
DESCRIPTION
You may benefit from Personal Loans 365 if you need quick access to funds for expenses such as debt...
FEATURES
- Best For - Borrowers seeking fast access to personal loans with flexible repayment options
- Rating - 4.7/5
Pros
- Access to a broad network of lenders for competitive loan options
- Fast online application and quick decisioning
- Flexible repayment terms to fit different financial needs
- Predictable monthly payments for easier budgeting
- Option to compare multiple offers before committing to a loan
DESCRIPTION
LendingTree is designed to help you compare different financial services and loans, including mortga...
FEATURES
- Most Convenient for - Borrowers who need to compare various loan products
- Interest rates - 7.04% to 35.89%
- Loan Amounts - $1,000 to $40,000
- Funding time - 1 business day
- Credit score - 560 - 750
Pros
- Free sign-up
- Comparing lending offers does not affect credit
- Can access appropriate loans based on your need
- Have joint borrower option
- No prepayment penalty
DESCRIPTION
You may benefit from a personal loan through Quicken Loans if you prefer a digital-first borrowing e...
FEATURES
- Best For - Borrowers seeking fast, online personal loans backed by a trusted mortgage lender
- Rating - 4.7/5
Pros
- Simple online application with fast approval turnaround
- Loans available for a wide range of personal expenses
- Fixed interest rates and predictable monthly payments
- No prepayment penalties or hidden fees
- Supported by Quicken’s reputation for responsive customer service
DESCRIPTION
One Loan Stop provides a range of personal loan products designed to meet various financial needs, f...
FEATURES
- Suited For - Consumers seeking flexible and accessible personal loan options
- Rating - 5/5
Pros
- Offers a wide range of loan amounts to suit diverse financial needs
- Quick application and fast approval process for timely financial assistance
- Competitive interest rates compared to similar loan providers
- Flexible repayment terms that can be adjusted according to the borrower's ability to pay
- Responsive customer service to assist with queries and loan management
- Consumers can have their loan request reviewed by multiple lenders and have a decision fast
DESCRIPTION
LendingClub offers personal loans for people looking to consolidate their debt, small business owner...
FEATURES
- Most Convenient for - People with average credit, those who want to consolidate debt
- Interest rates - Range 8.46% - 20.74%. For prime borrowers and 15.54% - 30.99% for Near prime borrowers
- Loan Amounts - Up to $40,000
- Funding time - Loans processed within a week
- Repayment Period - Three to Five years
Pros
- It has the option of joint loan options
- It offers direct payment to creditors with debt consolidation loans
- Can change the loan payment date
- Can access loans of $1,000 and more
- Borrowers can qualify with fair to excellent credit
DESCRIPTION
MaxLoan365 stands out as a solid option for individuals in need of personal loans with flexible ter...
FEATURES
- Best For - Individuals seeking personal loans with flexible terms
- Rating - 4.0/5
Pros
- Flexible personal loan options to meet diverse financial needs
- Simplified and user-friendly online application process
- Transparent terms and conditions for borrowers
- Prompt customer support to address inquiries and concerns
- Competitive interest rates for qualified applicants
DESCRIPTION
ZippyLoan excels in providing quick and easy access to personal loans, making it a top choice for i...
FEATURES
- Best For - Individuals seeking quick and easy access to personal loans
- Rating - 4.2/5
Pros
- Quick and easy access to a network of lenders
- Variety of loan options to suit different financial requirements
- Straightforward online application process
- Efficient loan approval and funding process
- Responsive customer support for borrower inquiries
DESCRIPTION
VivaLoan caters to individuals seeking personalized and competitive loan offers. The platform emphas...
FEATURES
- Best For - Individuals in search of personalized and competitive loan offers
- Rating - 3.8/5
Pros
- Personalized loan offers based on individual financial profiles
- Competitive interest rates for qualified applicants
- Clear and transparent communication of loan terms
- Accessible customer support for borrower assistance
- Flexible repayment options to accommodate diverse financial needs
DESCRIPTION
NetLoanExpress is a suitable option for individuals seeking quick approval and funding for personal...
FEATURES
- Best For - Individuals seeking quick approval and funding for personal loans
- Rating - 3.9/5
Pros
- Efficient application process for quick loan approval
- Timely disbursement of funds for approved loans
- Straightforward communication of loan terms and conditions
- Responsive customer support to address borrower queries
- User-friendly interface for a seamless borrowing experience
DESCRIPTION
Liberty Loan USA offers a range of personal loan options to cater to your unique financial needs. Wh...
FEATURES
- Best For - Individuals seeking personal loans with flexible terms
- Rating - 4.5/5
Pros
- Flexible Loan Options
- Quick and Easy Application
- Competitive Rates
- Excellent Customer Service
DESCRIPTION
Better Loan HQ welcomes borrowers with all credit types, making it an inclusive choice for those see...
FEATURES
- Best For - Borrowers with various credit backgrounds
- Rating - 4.2/5
Pros
- All Credit Types Welcome
- Swift Approval Process
- Transparent about its loan terms, ensuring borrowers understand their obligations
- Financial Education Resources
DESCRIPTION
SnappyLend stands out with its straightforward online application process and speedy funding. They o...
FEATURES
- Best For - Borrowers seeking quick and hassle-free loans
- Rating - 4.1/5
Pros
- Online application process is user-friendly, simplifying the loan request process
- Approved borrowers can receive funds quickly
- Offers a range of loan options
- Responsive Support
DESCRIPTION
NerdWallet provides a valuable resource for individuals in search of personal loans. Whether you're...
FEATURES
- Best For - Individuals seeking personal loan options
- Rating - 4.5/5
Pros
- Extensive list of lenders for diverse loan options
- User-friendly interface for easy loan comparison
- Transparent information on interest rates and terms
- Guidance on choosing the right loan for your needs
- Helpful tools and calculators for informed decisions
DESCRIPTION
Financial Help For Families takes a community-centered approach to lending, emphasizing financial li...
FEATURES
- Best For - Community-oriented lending with financial literacy focus
- Rating - 4.2/5
Pros
- Community-centered approach: priority is made on community engagement and financial literacy
- Financial Literacy Resources
- Competitive interest Rates, potentially saving borrowers money
- Supportive Customer Service
DESCRIPTION
Credible is a loan service that allows borrowers to check different lenders for various loans, inclu...
FEATURES
- Most Convenient for - people looking to compare different loans
- Interest rates - Between 2.49% and 35.99%
- Loan Amounts - $1,000 to $100,000
- Funding time - Three weeks
- Credit score - 600
Pros
- Has over one hundred lenders
- It does not affect credit score
- Free to access and use
- Option of co-signed loans available
DESCRIPTION
Figure is a lender that specializes in offering home equity lines of credit (HELOCs). In as little a...
FEATURES
- Most Convenient for - Borrowers looking for home equity loans
- Interest rates - Starting at 3.00% APR (with autopay and Credit Union Membership)
- Loan Amounts - $15,000 to $250,000
- Funding time - Five days
- Repayment Period - 620
Pros
- It has high loan limits of up to $250,000
- It does not charge appraisal fees, annual maintenance fees, or prepayment penalties
- Competitive interest rates
- Funding is fast, and you can get the loan in five days
DESCRIPTION
SoFi, short for social finance, is a financial management service best known for offering student lo...
FEATURES
- Most Convenient for - Students loans refinancing
- Interest rates - between 4.99% to 18.13% (with autopay)
- Loan Amounts - $5,000 to $100,000
- Funding time - Six to Fifteen business days
- Repayment Period - 680
Pros
- Can start investing with any amount
- No fees charged for account or trading and EFT and low fees to own funds
- Access to Certified Financial Planners at no extra charge
- Cryptocurrency trading available
- Flexible loan terms
- Fully digital, which is convenient
DESCRIPTION
If you're in search of versatile personal loan options that cater to a range of financial requiremen...
FEATURES
- Best For - Individuals seeking flexible personal loan solutions to meet diverse financial needs
- Rating - 4.4/5
Pros
- Diverse range of personal loan options, accommodating various financial situations
- Transparent terms and competitive interest rates
- Efficient online application process
- Responsive customer support
- Flexible repayment plans
Personal Loans 365
Lending Tree
Quicken Loans (Personal Loans)
One Loan Stop
Lending Club
MaxLoan365
ZippyLoan
VivaLoan
NetLoanExpress
Liberty Loan USA
BetterLoan
SnappyLend
NerdWallet
Financial Help For Families
Credible (Personal Loan)
Figure
SoFi
Big Think Capital
Personal loans are available from different lenders, including traditional banks, online lending platforms, and credit unions. You can use them to help bridge the gap in your budget and take care of expenses such as renovation projects. You can also use personal loans to consolidate your debt because their interest rate is lower than credit cards.