Last Updated March 2023
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BEST OF THE BEST
DESCRIPTION
Spot is a recent addition to the pet insurance industry, but has quickly gathered recognition. This...
FEATURES
- Best for - Recommended by Cesar Millan, mobile and virtual checkups, virtual training, customizable plans
- Rates starting at - $39.05 per month
- Benefits - 70%, 80%, or 90% reimbursement options
- Covers - Vet treatment, stem cell treatment, cancer therapy, dental care, chronic conditions, medical and food prescriptions, CT, X-rays and MRI scans
Pros
- Covers virtual and mobile vet checkups
- Zero annual, per incident or lifetime caps
- You can visit any licensed vet in the US
- Offers virtual training
- Variety of reimbursement, annual limits and deductions options
DESCRIPTION
With the introduction of Figo in Chicago in 2011, pet owners now have access to insurance that will...
FEATURES
- Mobile App - Available
- Deductible - $100 -$1500
- Suitable For - Dog and cat insurance
Pros
- You enjoy unlimited, round-the-clock, free access to a live vet.
- Refunds are available for 30 days. Do you feel dissatisfied with the quality of your service? Your premiums will be refunded if you do not claim during the first 30 days.
- You can connect with Figo's helpful customer care staff in various ways, such as through phone, email, text message, or fax.
DESCRIPTION
Lemonade is a company that sells pet insurance online, allowing customers to access its services via...
FEATURES
- Rates - The lowest sample premium for cats costs $11.00, while the lowest sample premium for dogs costs $19.44.
- Benefits - The insurance covers extensively and has affordable pricing.
- Covers - Cats and dogs.
- Mobile App available - Yes.
Pros
- The company has a quick claim processing rate in its mobile app.
- A portion of payments made to the company is donated to pet-related charities.
- The company offers multiple discounts for clients in annual payments, insuring numerous pets, among others.
DESCRIPTION
MetLife Pet Insurance, founded in 2004 and with its headquarters in New York City, provides pet insu...
FEATURES
- Best For - Pets of all ages and genders.
- Live Vet Chat - Available.
- Plan Pricing - Rates starting at $16.57
- Ratings - 4.6/5
Pros
- The only service provider to give policies that cover multiple pets under a single plan.
- Options for coverage levels, with no age or breed restrictions.
- Advocates for pets who care deeply and have been working with local communities for over 15 years.
- There is no need for a vet exam or proof of past enrollment to join.
DESCRIPTION
Fetch by the Dodo, formerly Petplan, features among the best pet insurance companies. The company’s...
FEATURES
- Rates - The sample premium for cats costs $35.25, while the sample premium for dogs costs $20.16
- Benefits - The company offers comprehensive coverage for pet illnesses and accidents.
- Covers - Cats and dogs
- Mobile App available - Yes
Pros
- The company is a partner to a top animal brand, The Dodo.
- The company’s pet insurance policies cover injuries and dental illness.
- The company has no upper age limit restrictions for pets.
- The insurance covers pets’ exam fees.
- The company offers 30% off premiums credit for healthy pets.
- Fetch insurance covers advertising fees and reward money for lost or stolen pets.
DESCRIPTION
American Society for the Prevention of Cruelty to Animals (ASPCA) is a non-profit organization that...
FEATURES
- Best for - No waiting period for preventative treatment, affordable premiums, microchip implantations
- Rates starting at - $39.05 per month
- Benefits - Yearly limits starting at $3,000, reimbursements of 70% to 90%
- Covers - Accidents, illness, hereditary and congenital conditions, behavioral conditions
Pros
- Zero waiting time for preventive treatment
- Affordable monthly premiums
- Reimbursement options
- 24/7 pet tele-health line
- Offers accident-only plan
- Visit any certified vet in the US or Canada – zero network needed
- Covers microchip implantation
If you fancy adding financial security for your household, pet insurance plans are an excellent start. These services offer a way to protect yourself from the financial constraint of a pet who requires expensive medical attention. As such, most pet owners purchase pet insurance plans to try and mitigate costs and other unforeseen veterinary emergencies. And while the plans cost minimum monthly rates, you can get coverage of up to tens of thousands of dollars from unplanned veterinary bills.
Advertisers and marketers have flooded this internet with tons of Pet Insurance that claim to be the best. It can be hard to know which one is the best out of all those options. This article will give you a list of 11 Pet Insurance so you can make an educated decision before choosing what’s right for you.