Ascent does not charge originating, application, and disbursement fees., The companies give a 1% cashback reward to graduating clients., Borrowers can start repaying up to nine months after graduating., Ascent offers a soft online pre-qualification service with no credit score interference., Undergraduate juniors and seniors lacking a cosigner can access the Non-Cosigned Outcome-Based Loans., Ascent rewards up to $525 to people who refer its services to others using the Refer a Friend Program.

Ascent has higher interest rates, The cosigner release option is not available for International students, Ascent only lends loans to students who meet the minimum credit requirements., Higher interest rates compared to most private lenders, International students can't apply for cosigner release

Ascent

Ascent has tight eligibility criteria for its student loans. Before giving out loans, they consider the borrower's program, major, school, and academic performance (GPA). This is among private lending companies that do not require borrowers to have cosigners and has special loans for financial aid officers and international and DACA students.

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Undergraduate juniors and seniors that don't meet the minimum credit requirements and lack a cosigner can apply for Ascent's Non-Cosigned Loan, which is outcome-based. The Non-Cosigned loan is best for students with a minimum GPA of 2.9 and about to graduate.

Taking a school loan without a cosigner allows you the flexibility of repaying the loan after graduation. Ascent loan repayment terms range between ten to fifteen years. However, Ascent only lends non-cosigned loans to students past half-school time.

Ascent does not charge application, originating, or prepayment penalty fees for its graduate and undergraduate private student loans. Borrowers can apply for a cosigner release after consistent and timely payments for twenty-four months.