AmeriSave

Amerisave is a lending company offering standard mortgage products through a simple online application process. The company is reputable for its intuitive application process and quick closings.

Amerisave offers an array of home refinancing options and home loans. Some offered loans include jumbo, conventional, FHA, USDA, VA, and Fannie Mae 3% down payment loans.

The company offers both fixed and adjustable rate mortgages. Fixed-rate loans have a mortgage term of fifteen or thirty years. However, Amerisave also offers 25, 30, and 10- year loans. Adjustable rate loans have a fixed period of five to ten years, after which the rate increases annually.

Amerisave does not offer a home equity line of credits or home equity loans.